You don't have to get away to the great outdoors. The best outside spaces could be in your own back—or front—yard. If you do it right, your investment in landscaping and exterior hardscaping even can help you sell your house as well as yield a decent return on investment when the time comes.
There is a movement underway to simplify our lives. Magazines, television programs, and websites offer devotees "101 Ways to Declutter Your Kitchen" and "Tricks for Cutting Your To-Do List in Half."
More consumers report lower intended holiday spending in 2014 compared with 2013, according to the annual holiday spending survey conducted by the Consumer Federation of America (CFA) and the Credit Union National Association (CUNA), both in Washington.
Despite many consumers' assumptions, retailers don't pick up the tab for retail data breaches. In fact, credit unions and their members, and banks and their customers—not the retailers—will end up paying the costs for data security breaches such as those in late 2013 at Target and Neiman Marcus.
On September 2, 2014 the retail merchant, Home Depot, began an investigation after the company received reports from its banking partners and law enforcement that criminals may have hacked its payment data systems.
On September 8, 2014, Home Depot officially confirmed a data breach. They have indicated that the unauthorized access to its systems could potentially impact any customer that has used their payment card at their U.S and Canadian stores since April, 2014.
The widespread Heartbleed Bug is a vulnerability in the open-source OpenSSL cryptography library that was announced on April 7, 2014. This issue allows attackers to gain access to usernames and passwords, pose as legitimate websites to bait users into revealing personal information, and compromise a user’s web session to pose as that user.
One of the most common methods of identity theft is through stolen purses and wallets but, increasingly, crooks are using technology to commit fraud. Here are some of the most common scams and tips for guarding against them.
Target has announced that any credit or debit card used in a Target store in the U.S. between November 27 and December 15 may have been compromised.
Credit unions were created to provide financial services in a democratic, not-for-profit, cooperative manner—that is, with member ownership and control. Those unique characteristics are the foundation of the tax exemption. You may not even realize that your credit union doesn't pay federal and corporate income tax.
Some bankers and their trade associations are asking legislators to tax credit unions, even though it was only banks that needed and took huge government bailouts. And the truth is, a tax hike on credit unions would be a tax hike on all American consumers.