When it comes to saving, something is better than nothing, and more is better than less. That’s not much help—but this simple guideline might be:
- 50% of your after-tax income goes to needs
- 20% goes to savings and debt repayment
- 30% is for wants
Certified used cars—with a special inspection and new warranty—can be a good, less expensive alternative to buying a new car.
Certified cars can indeed be a bargain versus a new alternative of the same model. But certified cars are still used cars, and you need to shop carefully and pay attention to all details of the transaction.
It may not get as much press as Christmas, but Americans spends serious cash on Halloween.
To keep the festivities from making your finances frightful come November, we break it down for you.
College years are the time when many people establish financial habits that will carry them for the rest of their lives.
Many people think there is little they can do to protect themselves from some mysterious hacker thousands of miles away.
In reality, the vast majority of the security breaches are a result of people not looking at that odd email, not protecting their passwords or being too casual about a request that just doesn't make sense.
In staying committed to its roots in support of teachers and the importance of education, Arrha Credit Union donated a new bike to Liberty Elementary School in Springfield. A drawing was held and Jason Pham was the lucky winner with 100% attendance for 2015-2016.
Pictured: Mike Ostrowski, President and CEO of Arrha Credit Union, Jason Pham and Robin Bailey-Sanchez, Principal, Liberty Elementary School.
Updated: Arrha Credit Union will be moving our Westfield branch to our new building in West Springfield, located at 63 Park Avenue. The Westfield branch will close Thursday, May 26 at 12:00pm and will open in West Springfield on Wednesday, June 1.
Drive up hours are Monday thru Friday 7:30am-5:00pm, Lobby hours are Monday thru Friday 9:00am-5:00pm and Sat 9:00am-1:00pm.
We look forward to seeing you there!
No one can totally eliminate the risk of identity theft, but there are things you can do to reduce risk. Think of your Social Security Number (SSN), financial account numbers, and passwords as the Holy Grail—sacred and powerful. Protect them carefully.