Personal Loans/ Overdraft Loans/Auto Loans

Overdraft Protection

Arrha Credit Union's Overdraft Loan is an unsecured loan based upon a pre-established credit limit. Write yourself a loan anytime, for $50 or more any time you need it, up to your credit limit, to pay those unexpected bills that aren't covered by your checking account.

Get the benefit of overdraft protection on your checking account with your Overdraft loan. It’s a convenient way to have credit available whenever you need it and can be accessed through ATMs, Easy Bank, your Arrha Credit Union checking account or simply request a cash advance.

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Personal Loan

An Arrha Credit Union Personal Loan is a fixed rate unsecured loan that you can use for any worthwhile purpose. Use the money for vacation, education, home improvements, or other major purchases.

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Automobile Loan

VSI charge of $37.00 is required on all Automobile and Motorcycle loans.

Personal Loans**
Term Annual Percentage Rate Cost per $1,000
12 months 7.990% $86.98
24 months 8.990% $45.68
36 months 9.990% $32.26
48 months 9.990% $25.36
60 months 10.990% $21.74
72 months 11.990% $19.54
Automobile Loans**
Term Annual Percentage Rate Cost per $1,000
72 Months 3.500% $15.99
36 Months 2.490% $29.93
48 Months 2.750% $22.84
60 Months 3.125% $18.70
24 Months 2.490% $44.34
12 Months 2.490% $87.59
84 Months 3.750% $14.06
Motorcycle Loans** (New Only)
Term Annual Percentage Rate Cost per $1,000
24 months 8.000% $46.92
36 months 8.000% $32.51
48 months 8.000% $25.33
60 months 8.000% $21.04
72 months 8.000% $18.19