Credit Cards

Personal Credit Cards

Learn about the types of personal credit card options for you. We offer low introductory rates, no annual fees, and great rewards.
Visa® Rewards Credit Card*

Visa® Rewards Credit Card*

Earn points for your everyday purchases. Points can be used towards exciting merchandise and travel options.

  • NO annual fee
  • 1.99% introductory APR for a period of 12 billing cycles
  • Minimum $500.00
  • After that, your APR will be 13.50% to 18.00%, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Get Started

Download Printable Application and bring to your nearest branch location.

Visa® Platinum Credit Card*

  • NO annual fee
  • 1.99% introductory APR for a period of 12 billing cycles
  • Minimum $500.00
  • After that, your APR will be 10.50% to 18.00%, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.

Visa® Secured Credit Card

  • NO annual fee
  • Excellent opportunity for someone starting a credit history or for someone who has been turned down for a credit card.
  • Minimum $250.00
  • 17.50% APR

* 1.99% Introductory APR applies to purchases/balance transfers made within first 90 days of VISA account opening. $15,000.00 Maximum. Applicants under the age of 21 must prove ability to pay or require a co-signer.

Stacee Mills

West Springfield Branch Manager

[email protected]

P: 413.588.5651



Visa Credit Card - Iesha

VISA Credit Card*

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